Steps to Prevent Foreclosure

Having trouble keeping up with mortgage payments? Received a notice from your lender to contact them?

If you are unable to make mortgage payment:
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• Don’t ignore the problem.
• Contact your lender as soon as you realize that you have a problem.
• Open and respond to all mail from your lender.
  The first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court.


• Know your mortgage rights.
• Understand foreclosure prevention options.
• Contact a housing counselor.
• Prioritize your spending.
• Use your assets.
• Avoid foreclosure prevention companies.
• Don’t lose your house to foreclosure recovery scams.

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