Steps to Prevent Foreclosure

Having trouble keeping up with mortgage payments? Received a notice from your lender to contact them?

If you are unable to make mortgage payment:
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• Don’t ignore the problem.
• Contact your lender as soon as you realize that you have a problem.
• Open and respond to all mail from your lender.
• Know your mortgage rights.
• Understand foreclosure prevention options.
• Contact a housing counselor.
• Prioritize your spending.
• Use your assets.
• Avoid foreclosure prevention companies.
  You don’t need to pay fees for foreclosure prevention help-use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month’s mortgage payment) for information and services you lender or NHS Phoenix will provide free if you call: 602.258-1659


• Don’t lose your house to foreclosure recovery scams.

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